Bank of America (BAC) Stock Forecast for 2025, 2026, 2027–2030, 2040 and Beyond

Bank of America (BAC) remains a key player in the stock market and continues to serve as a barometer for the health of the U.S. banking sector. Investors keep a close eye on the company’s stock, not just because of its solid financial performance but also thanks to its ability to adapt to shifting economic conditions.

In this article, we’ll examine how current macroeconomic trends and U.S. monetary policy impact BAC’s share price. We’ll also discuss the main factors that could shape its future trajectory and share our outlook for the coming years. Whether you’re considering BAC stock as an investment in 2025 or evaluating its long-term potential, this analysis will help you make a more informed decision.

The article covers the following subjects:

Major Takeaways

• The current #BAC price as of 10.04.2025 is $37.15.
• The BAC maximum price was reached on 16.11.2006 at $54.9. The all-time low was hit on 20.12.1974 at $0.83.
• Bank of America is one of the leading financial institutions in the United States, with over $3.261 trillion in assets and a firm market valuation.
• The company’s core business lines include retail and corporate banking, investment banking, and asset management.
• BAC shares are traded on the New York Stock Exchange (NYSE) and are part of the S&P 500 index, which makes them a popular choice among institutional investors.
• Forecasts for 2025 vary. According to Coin Price Forecast, BAC could reach $40.69 by the end of the year. StockScan projects a trading range between $27.25 and $36.81. CoinCodex, on the other hand, offers a more bearish scenario, projecting a low of $14.96 and a high of $30.53.
• Dividend yield remains a key attraction for long-term investors, while the company’s consistent financial performance inspires confidence.
• At the same time, macroeconomic factors — including interest rates and the overall health of the banking sector — play a significant role in shaping BAC’s stock performance.

BAC Market Status in Real-Time

The current #BAC price as of 10.04.2025 is $37.15.

Bank of America (BAC) stock has long remained in the spotlight, as the bank is one of the largest financial institutions in the U.S.

Assessing its investment appeal requires a closer look at key financial metrics such as earnings per share (EPS), the price-to-earnings (P/E) ratio, dividend yield, and market capitalization.

This report presents up-to-date figures for BAC, offering insights into the bank’s financial health and investment potential. These metrics serve as essential benchmarks for making informed decisions, whether you’re investing for the long term or looking to capitalize on short-term market movements.

Metric	Value
Earnings per share (EPS)	$0.82
P/E Ratio	9.91
Dividend Yield	2.87%
Market capitalization	$280.94 billion

Technical Analysis and Outlook for BAC Price in 2025

BAC stock is trending down. The price has broken below the key support levels at $40.10 and $37.18 and settled below the 50-day and 200-day moving averages (SMA).

Key levels:

• Resistance: above $42.70 (Fibo 0.236).
• Support: $33.80 (Fibo 0.618), $30.10 (Fibo 0.746). 
• By the end of 2025, potential support is expected in the $25.50–$27.50 range, which marks a key historical level.

Indicators:

• MACD remains in negative territory, with the histogram confirming a strengthening bearish momentum.
• Stochastic RSI (SRSI) shows oversold conditions on the daily chart, suggesting a potential short-term rebound. However, the weekly chart indicates there is still room for further downside.

A bearish reversal pattern — a Double Top — has also formed on the weekly chart. The neckline was broken at $40.10, reinforcing the long-term bearish outlook.

BAC shares will likely test the $33.80 and $30.10 levels over the next three months. If the downward momentum persists, the price could decline to the $25.50–$27.50 range by the end of 2025. In this scenario, short positions remain relevant.

Month	Minimum, $	Maximum, $
April	31.00	34.00
May	29.50	32.80
June	27.50	31.00
July	25.50	28.50
August	25.00	27.50
September	25.10	27.80
October	27.80	31.00
November	30.00	33.80
December	32.50	37.00

Long-Term Trading Plan for BAC for 2025

A rebound may follow if the price reaches the trendline and bullish signals emerge, such as candlestick patterns or divergences in MACD or SRSI. The optimal entry zone lies between $25.50 and $27.50. Growth targets: $30.10, $33.80, and $37.18. A stop loss should be placed just below $25.00. As the price moves higher, it makes sense to lock in profits in parts.

Alternative scenario: If the trendline is broken to the downside and the price holds below $25.00, a further drop toward $20.00 or lower is possible. In this case, consider selling on a retest of the broken trendline. Stop loss — above $25.10.

Analysts’ BAC Price Projections for 2025

Bank of America stock may trade within a wide range in 2025. Analysts remain divided: some expect moderate gains, while others anticipate a continued bearish trend.

StockScan

Price range: $27.25 – $36.81 (estimated as of 6.04.2025).

Analysts at StockScan project BAC’s quotes to decline over the first six months. However, a short-term rally is possible in the autumn.

Month	Min. price, $	Average price, $	Max. price, $
May	27.25	30.07	33.07
June	27.88	29.21	32.87
July	29.86	32.78	36.81
August	30.23	31.86	33.23
September	30.96	33.98	34.06
October	32.78	34.41	35.62
November	30.87	32.01	34.22
December	31.07	31.65	33.77

Coin Price Forecast

Price range: $38.79 – $40.69 (estimated as of 6.04.2025).

Coin Price Forecast expects BAC to continue its recovery, projecting a rise to $38.79 by mid-year and $40.69 by December.

Year	Min. price, $	Average price, $	Max. price, $
2025	38.79	39.74	40.69

CoinCodex

Price range: $14.96 – $30.53 (estimated as of 6.04.2025).

Analysts at CoinCodex offer a more pessimistic view, expecting the share price to decline in the first half of the year. However, a moderate recovery is anticipated closer to December. That said, any dip could offer a good buying opportunity.

Month	Min. price, $	Average price, $	Max. price, $
April	24.38	27.53	29.33
May	26.13	28.25	30.53
June	21.74	24.95	26.40
July	21.30	22.63	26.14
August	20.45	22.73	24.77
September	20.65	22.04	23.81
October	20.92	21.93	23.65
November	15.88	18.48	21.08
December	14.96	16.40	18.10

Analysts’ BAC Price Projections for 2026

Analysts are divided on the outlook for Bank of America stock in 2026.

Some expect the uptrend to continue following the recovery in 2025, while others foresee potential consolidation or a market correction.

StockScan

Price range: $31.23 – $52.32 (estimated as of 6.04.2025).

StockScan predicts a steady recovery of BAC stock, with an expanding trading range. The average annual price is $41.77.

Year	Min. price, $	Average price, $	Max. price, $
2026	31.23	41.77	52.32

Coin Price Forecast

Price range: $42.81 – $43.88 (estimated as of 6.04.2025).

Coin Price Forecast provides a more cautious forecast, projecting a moderate rise to $42.81 by mid-year and $43.88 by December.

Year	Min. price, $	Average price, $	Max. price, $
2026	42.81	43.34	43.88

CoinCodex

Price range: $13.43 – $24.93 (estimated as of 6.04.2025).

Conversely, CoinCodex expects a drop to a low of $13.43, with a potential partial recovery by year-end. The projected average annual price is $20.36.

Year	Min. price, $	Average price, $	Max. price, $
2026	13.43	20.36	24.93

Analysts’ BAC Price Projections for 2027

In 2027, analysts expect the trends from previous years to continue, though their views remain widely divided. Some experts forecast a return to all-time highs for BAC, while others anticipate a potential drop to new lows.

StockScan

Price range: $38.26 – $58.53 (estimated as of 6.04.2025).

StockScan expects BAC stock to rise above $50 as early as the year’s first half. The projected average annual price is $48.39.

Year	Min. price, $	Average price, $	Max. price, $
2027	38.26	48.39	58.53

Coin Price Forecast

Price range: $44.71 – $47.65 (estimated as of 6.04.2025).

Coin Price Forecast offers a more moderate outlook. The stock is expected to rise to $44.71 by mid-year and reach $47.65 by December.

Year	Min. price, $	Average price, $	Max. price, $
2027	44.71	46.18	47.65

CoinCodex

Price range: $11.61 – $23.00 (estimated as of 6.04.2025).

CoinCodex analysts maintain a highly conservative forecast. A steep decline is expected in the year’s first half, followed by only a limited recovery by December. The average annual price is projected to be around $17.00.

Year	Min. price, $	Average price, $	Max. price, $
2027	11.61	17.00	23.00

Analysts’ BAC Price Projections for 2028

In 2028, analysts anticipate increased volatility in BAC stock. Forecasts range from a strong upward move to a moderate correction following previous bullish momentum.

StockScan

Price range: $35.17 – $47.31 (estimated as of 6.04.2025).

StockScan‘s analysts presume that BAC will gradually strengthen. The projected average annual price is $41.24.

Year	Min. price, $	Average price, $	Max. price, $
2028	35.17	41.24	47.31

Coin Price Forecast

Price range: $53.29 – $57.75 (estimated as of 6.04.2025).

Coin Price Forecast expects a bullish trend, with the price hitting a high of $57.75 by December.

Year	Min. price, $	Average price, $	Max. price, $
2028	53.29	55.52	57.75

CoinCodex

Price range: $15.65 – $29.10 (estimated as of 6.04.2025).

CoinCodex remains in the bearish camp. A decline in the stock price is expected in the first half of the year, followed by a partial recovery by December. The average price is projected to be around $22.00.

Year	Min. price, $	Average price, $	Max. price, $
2028	15.65	22.00	29.10

Analysts’ BAC Price Projections for 2029

Most experts expect Bank of America’s stock price to rise in 2029. However, opinions differ on the pace of growth: some foresee a moderate increase, while others predict a sharp rally driven by strong fundamental factors.

StockScan

Price range: $34.02 – $47.74 (estimated as of 6.04.2025).

StockScan offers an optimistic forecast, projecting an average annual price of $40.88. A steady upward trend is expected, especially in the year’s second half.

Year	Min. price, $	Average price, $	Max. price, $
2029	34.02	40.88	47.74

Coin Price Forecast

Price range: $63.53 – $67.79 (estimated as of 6.04.2025).

Coin Price Forecast also provides a bullish outlook, with the stock expected to reach $67.79 during the year.

Year	Min. price, $	Average price, $	Max. price, $
2029	63.53	65.66	67.79

CoinCodex

Price range: $25.28 – $56.67 (estimated as of 6.04.2025).

CoinCodex predicts increased volatility of the BAC price, with moderate growth expected by mid-year. The projected average annual price is $40.00.

Year	Min. price, $	Average price, $	Max. price, $
2029	25.28	40.00	56.67

Analysts’ BAC Price Projections for 2030

Forecasts for Bank of America stock in 2030 suggest the upward trend will continue. While some analysts expect gradual growth, others predict a sharp rally toward new all-time highs.

StockScan

Price range: $33.40 – $51.00 (estimated as of 6.04.2025).

StockScan predicts that upward dynamics will continue, with shares trading in a wide range. The projected average annual price is $42.20.

Year	Min. price, $	Average price, $	Max. price, $
2030	33.40	42.20	51.00

Coin Price Forecast

Price range: $73.23 – $78.31 (estimated as of 6.04.2025).

Coin Price Forecast believes BAC stock may appreciate significantly in 2030, with the average price hitting $75.77.

Year	Min. price, $	Average price, $	Max. price, $
2030	73.23	75.77	78.31

Coin Price Forecast

Price range: $34.14 – $49.29 (estimated as of 6.04.2025).

CoinCodex provides a neutral forecast. Despite eventual fluctuations, the price is expected to grow steadily to $45.00 amid significant volatility.

Year	Min. price, $	Average price, $	Max. price, $
2030	34.14	42.00	49.29

Analysts’ BAC Price Projections up to 2050

Long-term forecasts for Bank of America highlight BAC’s growth potential over the coming decades. Despite variations in the figures, most experts agree that the stock price could rise well above current levels by 2050. 

CoinCodex expects the uptrend to continue, driven by the expansion of digital banking technologies and a growing customer base. Their forecast sees BAC reaching $759.87 by 2050.

Coin Price Forecast takes a more moderate stance, projecting the stock to hit around $95.78 by 2035.

StockScan also anticipates continued growth, suggesting a price of $47.91 in 2035 and a rise to $85.20 by 2050.

Year	CoinCodex, $	StockScan, $	Coin Price forecast, $
2035	–	47.91	95.78
2040	169.91	55.91	–
2050	759.87	85.20	–

 Long-term forecasts for Bank of America stock reflect steady and confident growth expectations. Even in moderate scenarios, analysts project the stock could double or even triple in value by 2050.

BAC (Bank of America) Market Sentiment in Social Media

Social media has become an important information source for gauging market sentiment. The views of traders and investors help evaluate current expectations and reactions to price movements.

For example, user @trader_gu believes the $32 level is within reach and asks followers whether they’ve already entered positions on BAC or are still waiting for a signal.

Analyst @daggercapital points out that BAC has dropped 29% since the correction signal and has now hit the second target for short positions, with further downside still possible. 

The most bearish take comes from @kbtw87, who associates the decline in BAC with the rising price of silver and suggests we may be at the start of a “commodity supercycle.”

Overall, sentiment toward BAC is predominantly bearish.

#BAC Price History

Bank of America (BAC)’s all-time high was set at 54.9 USD on 16.11.2006.

Bank of America (BAC)’s all-time low was set at 0.83 USD on 20.12.1974.

Below is the chart of #BAC covering the past 10 years. To make our forecasts as accurate as possible, we estimate historical data.

Bank of America (BAC) shares have experienced significant fluctuations amid macroeconomic and market shifts. In 2008, during the global financial crisis, the stock plunged more than 80%, driven by the mortgage crisis and the acquisition of Merrill Lynch.

Despite a broader economic recovery, BAC remained under pressure in the years that followed. However, starting in 2016, the stock stabilized in the $25–$30 range, supported by improved financial performance and rising interest rates. In 2020, the COVID-19 pandemic pushed BAC down to around $18, but the swift economic rebound and aggressive support from the Federal Reserve fueled a strong recovery. Between 2021 and 2023, the stock entered a bullish trend, climbing to $45 amid steady earnings growth and continued rate hikes.

In early 2024, BAC corrected from $45 to $35–$37, driven by economic uncertainty, liquidity concerns in the banking sector, and inflation-related fears. However, the stock began to recover by summer, supported by strong quarterly earnings, increased loan demand, and a softer stance from the Fed.

BAC Stock Fundamental Analysis

Fundamental analysis helps identify the key factors that determine the value of BAC stock and shape investor interest. In this section, we’ll explore the main elements that influence Bank of America’s market price. 

Key Factors Influencing #BAC Price

Bank of America (BAC) plays a key role in the banking and investment sectors. Its stock continues to attract investors due to the company’s strong market position, consistent dividend policy, and influence on the global financial system. The value of BAC shares is influenced by a range of factors, including internal business metrics and broader external economic conditions.

• Macroeconomic Conditions. The Federal Reserve’s policy is a major influence: higher interest rates boost the bank’s margins but may also reduce loan demand. Key U.S. economic indicators, such as GDP growth, unemployment, and inflation, directly impact Bank of America’s financial results.
• Financial Performance. Investors closely monitor quarterly earnings, profitability metrics like ROE and ROA, levels of non-performing loans, and the company’s dividend strategy. A strong balance sheet and growing profits help support the stock price.
• Market Trends. Movements in the S&P 500, bond yields, and competition from peers like JPMorgan (JPM), Wells Fargo (WFC), and Citigroup (C) also impact BAC’s performance. Demand for bank stocks tends to rise in a stable economic environment.
• Regulatory and Corporate Events. Legislative changes, lawsuits, share buyback programs, and mergers or acquisitions can trigger sharp price movements in #BAC.
• Technical Factors. Support and resistance levels, trading volume, and hedge fund activity also shape BAC’s market trends.

 Learn More About Bank of America (BAC)

Bank of America (BAC) ranks among the largest financial conglomerates in the United States. Since its foundation, the company has established itself as a leader in the banking sector. It offers various financial services, including retail and corporate banking, investment banking, asset management, and insurance.

The stock’s growth in recent years has been driven by several key factors: the post-crisis economic recovery, rising interest rates, the bank’s effective transition to digital solutions, and improved operational efficiency.

BAC shares are popular among investors thanks to stable dividend payouts, strong financial performance, and high liquidity. The bank also plays an essential role in global financial markets, participating in major deals and investment projects. That makes it a valuable asset for both short-term and long-term investors.

Pros and Cons of Investing in #BAC

Bank of America (BAC) shares are an attractive choice for investors seeking stability in the financial sector. However, like any investment, they carry risks associated with macroeconomic and market conditions.

Pros

• Stability and Scale. Bank of America is one of the largest U.S. banks, with solid financial performance and a diversified business, which reduces sector-specific risk.
• Attractive Dividend Yield. The company regularly pays dividends, attracting investors’ attention.
• Flexibility and Adaptability. BAC successfully adapts to changing market conditions by integrating new technologies and enhancing its digital services.
• Long-Term Profitability. Strong capital reserves and sound risk management strategies provide long-term resilience.
• Global Presence. Thanks to its strong international presence, the bank can access a variety of markets and increase its potential profits.

Cons

• Macroeconomic Sensitivity. Banking services are highly sensitive to fluctuations in interest rates, inflation, and economic cycles.
• Regulatory Risk. Strict regulations, potential fines, and regulatory restrictions may impact financial results.
• High Industry Competition. BAC faces intense competition from major players like JPMorgan Chase and Wells Fargo, especially amid rapid fintech development.
• Market Volatility. BAC shares are vulnerable to significant fluctuations during market crises or economic uncertainty.
• Credit Risk. In times of economic downturn or rising interest rates, the bank may face a spike in loan defaults and a decrease in loan portfolio yields, putting pressure on #BAC stock performance.

Investing in BAC can be suitable for those seeking stable dividends and long-term growth, but it’s essential to account for macroeconomic influences, regulatory challenges, and fierce sector competition.

How We Make Forecasts

To forecast BAC stock performance, we apply a comprehensive approach to evaluate short-, medium-, and long-term prospects. Each time horizon requires specific methods and data.

Short-term forecasts include:

• Technical analysis. We study price charts, patterns, indicators, and key support/resistance levels.
• Market sentiment monitoring, including social media tracking and expert commentary.
• Upcoming events, such as quarterly earnings reports or major regulatory changes.

Medium-term forecasts include:

• Fundamental analysis. Evaluation of revenue, profits, expenses, and financial statements.
• Exploring banking industry trends and developments in the banking sector.
• Macroeconomic factors, including interest rates, inflation, and economic indicators.

Long-term forecasts include:

• Strategic outlook, evaluating the bank’s expansion plans and digitalization strategy.
• Global influences and geopolitical, regulatory, and economic conditions.
• Analysis of long-term market trends and price history.

This framework ensures a more reliable and data-driven forecast for #BAC.

Conclusion: Is BAC a Good Investment?

Bank of America (BAC) continues to attract interest from analysts and traders alike.

While the technical analysis suggests a potential short-term downturn, long-term forecasts remain positive.

Despite market volatility, BAC presents opportunities for medium- and long-term investors. Buy-the-dip strategies near strong support zones may be especially appealing.

Still, before making trading or investment decisions, it’s crucial to consider current market sentiment and the state of the global economy.

Price chart of BAC in real time mode